Double Wide Mobile Home Loans

Financing Double Wides on Owned Land

Financing Double Wides on Owned Land

Mobile homes have come a long way over the years, with improvements in security and energy efficiency making them popular choices for homeowners looking for affordable housing. The biggest challenge when purchasing a mobile home is often related to financing, as many lenders do not offer financing for this housing type. Fortunately, eLEND offers eLEND offers home financing options for single wide and double wide mobile homes on owned land (you must own the land) throughout much of the United States.

We also offer financing for manufactured and modular homes!

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Aggressive Mortgage Rates for Double Wides

Our mobile home loans are an FHA product, which may be available with a lower down payment and  lower interest rate when compared to many other alternatives. Only FHA-approved lenders can offer these loans, and eLEND is proud to be among them.

Save on Housing Expenses

A double wide mobile home loan could mean lower down payment requirements, lower monthly mortgage payments and lower closing costs. Mobile homes also tend to be less expensive to maintain, have lower utility costs and often have lower repair costs when compared to stick-built homes.

General Information on Double Wide Mobile Homes

A double wide mobile home is a prefabricated home that is typically at least 20 feet wide and no more than 90 feet long. Generally, a double wide is constructed in two separate units within a factory environment. The two units are then hauled to the site and joined together. A double wide home loan is a mortgage program that allows borrowers to finance the purchase of a home of this type as well as the lot it sits on.


Double Wide Qualification Information

Even if you’ve had some credit issues, you may still be eligible for a double wide financing loan.

In order to be eligible for a double wide mobile home loan through eLEND, several requirements must be met, including:

    • The home must be a minimum of 400 square feet.
    • The home must have been built after June 15, 1976, and in conformance with the Federal Manufactured Home Construction and Safety Standards (there will be a certification label to signify this).
    • The home must be on a permanent foundation and cannot be located in a mobile home park.
    • The loan must also cover the land that the manufactured home sits on. If it does not, and the mobile home is on land you do not own, we can still help you! Our personal property loans are *powered by MHL. Talk to one of our home loan specialists today!

Additional terms and conditions will apply.

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