What is HARP?
The Home Affordable Refinance Program, or HARP, can offer a viable home refinancing option to homeowners who owe close to or more on their mortgages than their homes are worth. For homeowners who have been unable to qualify for a traditional mortgage refinance due to a decline in their home’s value, the HARP loan program may offer a solution. HARP allows eligible homeowners with little or no equity to refinance to lower interest rates and have more affordable payments.

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