Why Wait?

Now is the perfect time to purchase, renovate, or build a home.

Are you on the fence about purchasing a home?

With rent continuing to rise, now is the perfect time to purchase, renovate, or build a home and lock in your payments. Don’t let high interest rates keep you from buying the home of your dreams. With programs built to make the journey to homeownership easier, eLEND can be the stepping stone to provide you and your family a foot in the door — right now.

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For more information, use our mortgage education center or read details on our loan programs.

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Benefits of Buying Now

$895 Lender Credit
  • Purchase the home of your dreams now and receive an $895 lender credit* if you refinance with eLEND in 2024 when rates are projected to be lower.
Down Payment Assistance (DPA) Advantage
  • Designed to provide eligible borrowers down payment assistance in the form of a forgivable grant, equal to 2% or 3.5% or the purchase price.
2/1 Temporary Buydown
  • Provides eligible borrowers with lower monthly payments for the first two years in a new mortgage, allowing you to free up cash-flow for things like moving expenses or other transitional expenses.
Ask about our various program offerings to help make homeownership a reality, including our full suite of renovation programs, manufactured home programs, and One-Time Close Construction programs.


*The refinance loan must be submitted in 2024 and locked by December 31, 2024. Must meet mortgage seasoning requirements. Lender credit to be applied at closing. For further details, please contact an eLEND specialist.