15-Year Fixed
Whether you’re buying a new home or refinancing, a 15-year fixed-rate mortgage offers a faster path to homeownership while helping you save on interest. Though monthly payments are higher than a 30-year loan, the shorter term means you pay less interest overall and build equity more quickly.
Key Benefits:
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Fixed Interest Rate – Your rate stays the same for the life of the loan, providing stability and predictability.
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Low Down Payment Options – Get into your new home with as little as 3% down.
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Interest Savings – Pay less interest over the life of the loan compared to longer-term mortgages, often with a lower rate.
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No Prepayment Penalties – Pay off your mortgage early without extra fees.
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