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eLEND DIRECT Products

30-Year Fixed

The most popular loan option for both homebuyers and refinancers, the 30-year fixed-rate mortgage offers long-term stability and lower monthly payments. Qualified buyers can purchase a home with as little as 3% down, making it an affordable path to homeownership.

30-Year Fixed

Stable Payments and Long-Term Affordability

The 30-year fixed-rate mortgage spreads the cost of buying or refinancing a home over 360 months, helping to keep your monthly payments lower and predictable. Ideal for first-time buyers and seasoned homeowners alike, this popular loan option allows qualified buyers to purchase with as little as 3% down. Our eLEND specialists can help you compare 30-year mortgage options to find the best rates and terms for your needs.

Stable Payments and Long-Term Affordability

Your Path to Affordable Homeownership

Fixed Interest Rate

Your interest rate stays the same for the life of the loan.

Lower Monthly Payments

A longer loan period means you pay less each month.

3% Down Payment

You can get into a new home with a down payment as low as 3%.

Resources

Tools & Resources to Guide Your Homeownership Journey

Resources
Calculators

Quickly estimate payments, compare loan options, and see how different rates or terms impact your mortgage. Make smarter decisions with just a few clicks.

Calculators
Education Center

Learn the ins and outs of home buying, refinancing, and financing options. Our guides and articles help you feel confident every step of the way.

Education Center
Helpful Checklists

From prequalification to closing. Keep track of what’s needed so nothing is overlooked.

Checklists
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eLEND Direct

A Fresh Look, Same Trusted eLEND

eLEND DIRECT has a new modern look, but our mission remains the same: making the mortgage process simple, transparent, and stress-free for today's borrower.Our rebrand reflects the technology-driven, customer-first experience we're building for the future.

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