FHA Loan
With a down payment as low as 3.5% and lower credit score requirements, an FHA loan from eLEND® makes it easier to reach your homeownership goals.
Making Homeownership More Accessible with FHA Loans
FHA loans are backed by the Federal Housing Administration and offer popular, low down payment options. You can put down as little as 3.5% on a home purchase or refinance up to 97.75% of your home’s value.
Benefits include:
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Lower credit requirements — past financial issues don’t automatically disqualify you.
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Flexible terms — choose a 15- or 30-year mortgage for buying or refinancing.
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Renovation-friendly options — finance home repairs or improvements in a single mortgage.
Quickly estimate payments, compare loan options, and see how different rates or terms impact your mortgage. Make smarter decisions with just a few clicks.
CalculatorsLearn the ins and outs of home buying, refinancing, and financing options. Our guides and articles help you feel confident every step of the way.
Education CenterFrom prequalification to closing. Keep track of what’s needed so nothing is overlooked.
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