HomeReady® and Home Possible®
Our programs are designed to make buying a home easier than you might think. With as little as 3% down and potential credits to lower your upfront costs, you could save thousands while stepping into your new home.
Make Homeownership More Affordable
Whether you’re buying a home or refinancing, these programs are designed to help make your mortgage more manageable. With as little as 3% down and potential credits to reduce upfront costs, you could save thousands.
-
30-Year Fixed Payments – Keep your interest rate steady and your monthly payments predictable.
-
Lower Out-of-Pocket Costs – Credits can reduce your down payment or closing costs.
-
Affordable Mortgage Insurance – Helps make your monthly payment easier to manage.
Quickly estimate payments, compare loan options, and see how different rates or terms impact your mortgage. Make smarter decisions with just a few clicks.
CalculatorsLearn the ins and outs of home buying, refinancing, and financing options. Our guides and articles help you feel confident every step of the way.
Education CenterFrom prequalification to closing. Keep track of what’s needed so nothing is overlooked.
Checklists
