Manufactured, Mobile & Modular Financing Options
We offer a range of financing options for manufactured, modular, and mobile homes. Whether you’re purchasing as personal property (chattel) or real property (land and home together). Our experienced loan specialists are here to guide you through every step and help you secure the right solution for your needs.
Home Purchase Financing
Whether you’re buying a manufactured home for the first time or you’re an experienced homeowner, the process can be daunting. We consider all your needs, finances, and history to help you choose the right manufactured home loan, ensuring a smooth purchasing experience.
Chattel Loans
Whether on private land or in a park, we offer chattel loans for homes that are not permanently affixed to the land. Eligible borrowers may have options for as low as a 5% down payment and the opportunity to finance closing costs. Terms extend up to 25 years.
Land & Home Loans
With FHA, VA, USDA, and Conventional programs, we offer flexible financing solutions to fit a wide range of needs. Whether you’re looking for low down payment options, 100% financing, or help finding the right loan type, our specialists are here to guide you every step of the way.
Benefits of Refinancing Your Manufactured Home
Knowing your options is important, so let us help.
Flexible Terms
Adjust your loan length to reduce the total amount paid over time and meet your financial goals.
Competitive Rates
Take advantage of lower interest rates to decrease your monthly mortgage payments.
Rehabilitation Loans
Access government-backed options to finance essential repairs and home improvements.
Cash-Out Options
Tap into your home’s equity for investments, renovations, or debt consolidation.
Refinance Your Manufactured Home Loan
Refinancing can lower your monthly payments and save you money over time. Enjoy flexible terms, competitive rates, government-backed rehab options, and cash-out opportunities for home improvements or debt consolidation. Whether you’re looking to lower your rate, shorten your term, or access your home’s equity, our team can help you find the right refinance solution.
Chattel Loans
If you’re seeking to refinance your existing chattel loan for a manufactured home or mobile home, we offer chattel loan refinancing options, including cash-out refinance opportunities, tailored for qualified homeowners and eligible property types.
Land & Home Loans
We offer a variety of refinance solutions, including FHA, VA, USDA, and Cash-Out options, designed to fit your needs. Eligible borrowers may also qualify for Streamline Refinances that make the process faster and easier.
Our mission is to help you and your loved ones achieve the American dream of homeownership.
- Customer-Centric Approach: We prioritize your needs, ensuring personalized service and guidance throughout your home financing journey.
- Competitive National Rates: Benefit from some of the most competitive interest rates available nationwide, tailored to make homeownership more affordable.
- Top-Tier Industry Standing: Top 5 Manufactured Home Lender in the country, our expertise and reliability are recognized industry-wide.
- Efficient Loan Processing: Experience a fast and streamlined loan process designed to close deals promptly and minimize your waiting time.
- Diverse Loan Options: Access a wide variety of loan programs, including FHA, VA, and chattel loans, ensuring we find the right financing solution tailored to your specific needs.
