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eLEND DIRECT Products

Home Equity Loan

Tap Into Your Home’s Equity Without Losing Your Low Rate.
A Home Equity Loan lets you access your home’s equity as a lump sum while keeping your current mortgage and interest rate unchanged.

Home Equity Loan

Ways to Use Your Home Equity:

  • Home Improvements & Renovations – Upgrade your kitchen, bathroom, or add a new room.

  • Debt Consolidation – Pay off high-interest credit cards or loans.

  • Major Purchases – Finance a car, education, or other large expenses.

  • Emergency Expenses – Cover unexpected costs or medical bills.

  • Investment Opportunities – Use funds for real estate or other investments.

Ways to Use Your Home Equity:

Resources

Tools & Resources to Guide Your Homeownership Journey

Resources
Calculators

Quickly estimate payments, compare loan options, and see how different rates or terms impact your mortgage. Make smarter decisions with just a few clicks.

Calculators
Education Center

Learn the ins and outs of home buying, refinancing, and financing options. Our guides and articles help you feel confident every step of the way.

Education Center
Helpful Checklists

From prequalification to closing. Keep track of what’s needed so nothing is overlooked.

Checklists