There’s no better time to enter the factory-built home market
Whether it’s on privately owned land or in a manufactured home community, eLEND can help you obtain home-only financing for factory-built homes. With floorplan variations and amenities that look and feel like site-built homes, factory-built homes allow you to personalize your home the same way as any on-site new build. Even better, factory-built homes allow you to benefit from lower construction costs, accelerated timelines and multiple inspections throughout construction to ensure structural stability.
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Home Only financing available for:
- New or used single-wide, multi-wide and park model homes
- Primary dwelling or secondary home
- Purchase or refinance
To be eligible for Home Only financing, some of the requirements that must be met include the following:
- Minimum FICO of 600
- Down payment requirements as low as 5%
- Terms up to 25 years for new construction
- Maximum debt-to-income ratio of 50%
For complete guidelines, contact an eLEND specialist.