Legal & Licensing

Last modified: June 13, 2023

Nationwide Mortgage Licensing System (NMLS)

Company NMLS #2826 – Consumer NMLS Access

  • AL – Alabama Consumer Credit Licensee #21070
  • AR – Licensed Lender/Broker/Servicer #100073 by the Arkansas Securities Department
  • AZ – 11811 N. Tatum Blvd. Suite 125, Phoenix, Arizona 85028 #0922369 – d/b/a AFR Mortgage, d/b/a “E-Lend”
  • CA – Licensed under the Department of Financial Protection and Innovation under California Finance Lenders Law License #603K010
  • CA – Licensed by the Department of Financial Protection and Innovation under California Residential Mortgage Lending Act 413-0714
  • CO – Colorado Division of Real Estate – Registered Mortgage Company. NMLS #2826
  • CT – Connecticut Mortgage Lender #14124; d/b/a AFR Mortgage
  • DE – Delaware Office of State Bank Commissioner, Licensed Lender, #7489
  • DC – Department of Insurance Securities and Banking Bureau – MLB-2826
  • FL – Florida Mortgage Lender MLD62
  • GA – Georgia Annual Mortgage Lender License, No. 22646
  • ID – Licensed by the Idaho Department of Finance – Mortgage Broker/Lender #MBL-7494
  • IL – Residential Mortgage Lender, NMLS# 2826.
    • Springfield Office:
      Division of Banking, 320 West Washington Street, 5th Floor, Springfield, IL 62786.
      Phone: 1-217-785-2900

    • Chicago Office:
      Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601
      Phone: 1-312-793-7090

    • General Inquiries:
      Phone: 1-888-473-4858
      For licensing information, go to:


      State Of Illinois Community Reinvestment Notice – The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

  • IN – Indiana Department of Financial Institutions – First Lien Mortgage Lender 10848
  • IA – Iowa Division of Banking – MBK 2008-0118
  • KS – Kansas Licensed Mortgage Company – MC.0025015
  • KY – Kentucky Department of Financial Institutions – Licensee MC23631
  • LA – Louisiana Residential Mortgage Lender – NMLS# 2826
  • ME – Maine Office of Consumer Credit Regulation – Supervised Lender SLM11012
  • MD – Maryland Mortgage Lender, #12455
  • MA – Massachusetts Division of Banks, Mortgage Lender ML2826
  • MI – Michigan 1st Mortgage Broker/Lender/Servicer Registrant FR0022328
  • MN – Minnesota Dept. of Commerce Residential Mortgage Originator #MN-MO-40071672

      This is not an offer to enter into an interest rate lock-in under Minnesota law.

  • MS – Licensed by the Mississippi Department of Banking and Consumer Finance – #2826
  • MO – Missouri Residential Mortgage License 21-1805, Address – American Financial Resources, Inc. 691 Trade Center Blvd., Chesterfield, Missouri 63005
  • MT – Montana Division of Banking & Financial Institutions – Mortgage Lender License 2826
  • NH – Licensed by the New Hampshire Banking Department – 14628-MB; d/b/a AFR Home Loan Mortgage; d/b/a E-Lend; d/b/a eLEND
  • NJ – Licensed by the New Jersey Department of Banking and Insurance, License #9823386
  • NM – New Mexico Mortgage Loan Company, License #03072
  • NY – Licensed Mortgage Banker, NYS Banking Department, License #LMBC 109443 d/b/a E-Lend
  • NC – North Carolina Mortgage Lender, L-134009; d/b/a E-Lend
  • ND – North Dakota Department of Financial Institutions-Money Broker License MB101925; d/b/a AFR Mortgage
  • OH – Ohio Mortgage Broker Act Mortgage Banker Exemption #RM.850004.000
  • OK – Oklahoma Brokers License #MB001335; Oklahoma Lender License #ML002738, d/b/a AFR Mortgage
  • OR – Oregon Mortgage Lender License No. ML-4801
  • RI – Rhode Island Licensed Lender #20102650LL
  • PA – Licensed by the Pennsylvania Department of Banking – Mortgage Lender License 21033
  • SC – Licensed South Carolina Mortgage Lender/Servicer – MLS 2826
  • SD – South Dakota Mortgage Lender License #ML.04857
  • TN – Tennessee Department of Financial Institutions – Mortgage Lender #109347; d/b/a AFR Mortgage
  • TX – Texas Department of Savings and Mortgage Lending – Registered Mortgage Banker, #2826

      Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department Of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at A toll-free consumer hotline is available at 1-877-276-5550.

      The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at

  • VA – Licensed by the Virginia State Corporation Commission, Lender MC-3282; d/b/a E-Lend
  • VT – Vermont Licensed Lender No. 6123 (d/b/a AFR Mortgage)
  • WA – Washington Department of Financial Institutions – Consumer Loan Company License CL-2826; d/b/a AFR Mortgage, d/b/a E-Lend
  • WV – West Virginia Lender Licensee #ML-30156
  • WI – Wisconsin Department of Financial Institutions – Mortgage Banker Licensee 214874BA
  • WY – Wyoming Department of Audit – Residential Mortgage Lender License MBL-1936; d/b/a AFR Mortgage

Branch Licensing

Springfield, MO Branch – NMLS #1206009:
  • AZ – Arizona Mortgage Banker Branch License #1017787
  • AR – Arkansas Combination Mortgage Banker-Broker-Servicer License #100073
  • CA – California – DFPI Residential Mortgage Lending Act License (Branch) #41DBO-131586
  • FL – Florida Mortgage Lender Servicer Branch License #MLDB12199
  • IA – Iowa Mortgage Branch Registration
  • KS – Kansas Mortgage Company Branch License #MC.0025015-BR.005
  • MN – Minnesota Branch Registration License #MN-BR-1206009
  • MO – Missouri In-State Branch License #21-1805
  • OH – Ohio Residential Mortgage Lending Act Branch Registration License #RM.850004.004
  • OK – Oklahoma Mortgage Lender Branch License #MLB13330
  • TN – Tennessee Mortgage Branch Authorization License #109347-105
Phoenix, Arizona Branch – NMLS #984567:
  • AZ – Arizona Mortgage Banker Branch License #0118199
American Financial Resources, Inc. Principal Address:

8 Campus Drive Suite 401, Parsippany, NJ 07054

American Financial Resources, Inc. Corporate Address:

8 Campus Drive Suite 401, Parsippany, NJ 07054

American Financial Resources DBA eLEND – Missouri Branch Office Address:

691 Trade Center Blvd., Chesterfield, MO 63005

American Financial Resources DBA eLEND – Arizona Branch Office Address:

11811 N. Tatum Blvd., Suite 125, Phoenix, AZ 85028

Legal / Compliance Address:

8 Campus Drive Suite 401, Parsippany, NJ 07054

American Financial Resources, Inc. is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. Trade / service marks are the property of American Financial Resources, Inc. Some products may not be available in all states. This is not a commitment to lend. All loans subject to credit approval.