Single Wide Mobile Home Loans

Financing for Single Wide Mobile Homes

Whether you are purchasing a new single wide mobile home or refinancing an existing loan, at eLEND we work hard to keep the financing process simple and affordable.

Single wides and other types of mobile homes generally require specific financing programs that are not offered by all lenders. Some of the requirements may be a little different from a mortgage for a stick built home, but in most ways they are very similar.

We also offer financing for manufactured and modular homes!

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Benefits

Low Rates for Mobile Home Loans

eLEND’s mobile home financing program is a specialized FHA loan backed by Federal Housing Administration mortgage insurance. This allows lenders to offer more favorable terms to borrowers such as affordable pricing.

Buy a Home with Less Money Down

Because this is an FHA loan product, the down payment requirement is typically lower than with many comparable conventional loan programs. Borrowers may qualify to put down as little as 3.5% on a mobile home purchase, making hom ownership an option for many who would otherwise have to wait several years as they saved enough for a larger down payment.

Less Than Perfect Credit Considered

Many borrowers, even those with blemished credit, find it simpler than expected to gain approval for this home loan.

Eligibility

Some Basic Requirements

In order to be eligible for singlewide financing through eLEND, several requirements must be met such as:

  • The mobile home must be no smaller than 400 square feet
  • The home must be constructed after June 15, 1976
  • The home cannot be located in a mobile home park
  • The home must be situated on a permanent foundation and the loan must also cover the land the home sits on. If it does not, and the mobile home is on land you do not own, we can still help you! Our personal property loans are *powered by MHL. Talk to one of our home loan specialists today!

Additional terms and conditions will apply. Contact us for more information! (800) 634-8616

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