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Tag Archive: 15 year mortgage

The Pros and Cons of a 15 Year Mortgage

October 23, 2014

Read about the pros and cons of a 15 year mortgage as compared to a 30 year mortgage, etc.

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Trade / Service marks are the property of American Financial Resources, LLC DBA eLEND. For more information, please visit www.nmlsconsumeraccess.org. Some products may not be available in all states. This is not a commitment to lend. All loans subject to credit approval.

*Interest rates and programs are offered exclusively through eLEND. eLEND's Rate Lock Desk is open Monday to Friday between the hours of 10am and 5pm ET, company holidays excluded (the “Lock Desk Hours”). Our rates are subject to change at any time without notice. Interest rates displayed on our website(s) outside of the Lock Desk Hours reflect the rates that were available at the close of the previous Lock Desk Hours. An interest rate is only confirmed with a written rate lock confirmation. An annual percentage rate (APR) is a broader measure of the cost of borrowing money than the interest rate. The APR reflects the interest rate, any points, and other charges that you pay to get the loan. For that reason, your APR is usually higher than your interest rate. Lending services may not be available in all areas. ¹FICO: 740. Single Family Residence. $300k Value. $240K Loan Amount. Owner Occupied. Purchase for VA Loan Type, all others Refinance. This does not apply to Home-Only (Chattel) Loans.

eLEND offers first-time homebuyers and existing homeowners with affordable mortgage options. We offer mortgages for many types of property and financial situations, including fixed rate 30 year mortgage programs, zero down mortgage options, and loans for refinancing an investment property. Your eLEND mortgage consultant can help you explore mortgage interest rate options for different programs, find the lowest mortgage rates for the mortgage of your choice, and help you decide when it makes sense to refinance a home. Your eLEND specialist can also walk you through a loan comparison to find the right product for you and help you use our mortgage calculators to answer the question: “How much can I borrow for a mortgage?”

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