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First Home

For First Time Homebuyers

Getting Started With Home Financing

A front lawn’s ‘For Sale’ sign catching your eye, touring available properties, and attending open houses—the search for your first home can be exciting. It can also be a bit intimidating. There’s some confusing real estate and mortgage terminology, lots of decisions to be made, and a large financial commitment at the end of it all. With some basic information and a smart plan, you can get through the financing and purchasing of your first home, and onto unpacking all those boxes!

Your very first step—long before looking at homes, picking out paint colors, and deciding on your style of décor—should be coming up with a realistic budget. Everyone’s budget is different, and first time home buyer budgets vary immensely based on income, age, financial security, number of buyers, area of the country, and propensity for financial risk among other factors.

Financing for First Time Home Buyers

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