We are your source for Alabama home loans, including mobile and manufactured home
Let eLEND help you purchase that home in Alabama with affordable financing options!
Or, maybe you’re ready to refinance your home loan to take advantage of lower interest rates? In addition to great rates, we offer a variety of loan options to choose from including FHA, VA, USDA and conventional programs.
Thinking of buying a mobile home, manufactured home or modular home? Factory-built homes have come a long way in the past few years, an still remain one of the most affordable options for those who dream of homeownership in Alabama. Whether you’re buying a singlewide outside Montgomery or a doublewide in Tuscaloosa, eLEND has you covered for affordably priced home financing in “The Heart of Dixie.”
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Home financing options
If you’ve long dreamed of owning your own home in Alabama but were afraid that high down payments or low credit scores would hold you back, consider a home loan from eLEND. From the Gulf shores of Mobile to the Tennessee border, we may be able to help you secure a mobile home, manufactured home or modular home loan for less than you think!
At eLEND, we provide a wide variety of home financing programs. If, after going over the details, you decide mobile home or manufactured home financing isn’t for you, we can help you find a program that better suits your needs. From USDA mortgages to FHA loans and more, we have something for just about everyone!
Our team of experienced mortgage professionals can review your financial information, credit history and current debts to help you find a loan that will work best for you. And even if now is not the best time to take out a loan, our mortgage professionals can help you create a path that will help you achieve your homeownership goals in the future.
Alabama mobile and manufactured home loan guidelines
To be eligible for our mobile home loan program, some of the requirements that must be met include the following:
- The home must be a minimum of 400 square feet.
- The home must have been built after June 15, 1976, and in conformance with the Federal Manufactured Home Construction and Safety Standards (there will be a certification label to signify this).
- The home must be on a permanent foundation and cannot be located in a mobile home park.
- The loan must also cover the land that the manufactured home sits on. If it does not, and the mobile home is on land you do not own, we can still help you! Our personal property loans are *powered by MHL. Talk to one of our home loan specialists today!